The Technology Stack
Infrastructure that removes gatekeepers from financial systems. Every layer reinforces the others. Every company is built from first principles by the same team.
Five Layers, One Infrastructure
Each layer reinforces the others. This is the full system being built.
What Is Being Built Now
P402.io
AI payment router. Route across 300+ models, pay per request in USDC on Base.
Middleware intelligence layer between AI applications and LLM providers. Handles intelligent multi-provider routing (cost/quality/speed/balanced), on-chain micropayment settlement via x402, and spending guardrails for autonomous agents. Implements Google A2A spec for agent-to-agent discovery and commerce.
ReFi Trading
Wall-Street AI, radically accessible. Self-custodied AI trading with zero-knowledge risk proofs.
Strategy-as-a-service protocol. Reinforcement learning agents (not rule-based bots, not LLM wrappers) with backtested institutional-grade performance: 28% CAGR, 2.07 Sharpe ratio. Self-custodied, non-custodial architecture -- users maintain control of their assets at all times. zk-VaR engine provides cryptographic proof that every trade complies with risk parameters before execution.
Co-founded with Daniel Oosthuyzen (CTO/Quant Engineer)
Data room available on request
RapMath
Master multiplication through music. Hip hop meets math education.
"The Hip Hop Times Tables" -- an educational music project that teaches children multiplication through hip hop beats and positive lyrics. Available on Spotify and major streaming platforms. Originally executive produced as the Hip Hop Times Tables project in Melbourne (2003-2007), now revived and expanded as RapMath.
EYEcercise
Vision training RPG for Apple Vision Pro.
Spatial computing health app built for visionOS. 9 AR exercises, AI coaching, RPG progression system, and structured training programs. Guides users through intentional movement patterns like smooth pursuit and saccades to maintain visual flexibility and reduce strain from extended screen use.
Wholesome Linen
Organic baby and toddler bedding essentials from 100% European flax linen.
DTC e-commerce brand specializing in handmade organic baby mattresses, bedding, and sleep essentials. OEKO-TEX Standard 100 certified -- no chemicals, dyes, or bleaches. European flax sourced from farms in Eastern Europe. Ships globally. Includes Eco Eve, an AI-powered pregnancy companion. Independent entity co-founded with Yuliia Ahmad.
Co-founded with Yuliia Ahmad
20 Years of Financial Infrastructure
The through-line: removing gatekeepers from financial systems using the best technology of each era.
$1.2B+ in transactions across institutional capital. E-Trade (major shareholders), Summit Entertainment slate financing (later acquired by Lionsgate, $412M), Aman Resorts M&A ($350M+), real estate and CPG portfolio.
Architected the pioneering online property title transaction system for the Dubai Land Department. Digitized a sovereign financial workflow. Created first online real estate transaction capability for the UAE.
Melbourne-based fintech infrastructure. Deployed GSM-connected point-of-sale terminals enabling major banks to offer micro-banking services in remote areas. Commercialized 46 patents for in-channel wireless communications. Early mobile money pioneer.
CharityDreams.com celebrity auction platform ($4M+ raised for charity, partnerships with Fergie/Black Eyed Peas, 50 Cent UN initiative). Scaled DTC bedding brand to $4M+ in sales. Successful exit 2021.
Outlier Ventures Accelerator alumni. Coindesk Consensus global finalist. Chainlink Build program. Fan City (Puck.City) -- sports fan engagement with cross-chain oracles. HazelHearts.xyz -- blockchain gaming with 2,000+ monthly users.
Kutaisi International University
Not a separate activity -- an applied R&D lab and talent pipeline. Courses are directly informed by live company builds.
github.com/orgs/ZA-KIU-ClassroomSee the Full Thesis
Why these three infrastructure pillars form an interlocking system -- and why the market timing is right.